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Third Party Administration
 
Population Management Services
Education, Prevention and Intervention
 

Health Watch
Health Watch is an Internet-based health risk assessment and health education program delivered in partnership with WinningHabits . If information provided through the risk assessment indicates a possible emerging condition, then our Health Coaches can intervene with a customized education program.

Nurse Line
We offer a 24-hour, 365-day Nurse Line where Registered Nurses are available to answer health-related questions from covered individuals. This service is particularly beneficial and included in our High Impact program where we reach out to patients with ongoing health conditions and help them to understand and manage their condition.

Traditional Utilization Management
As you might expect, we provide the full range of. "traditional" medical management programs, including pre-certification of inpatient and outpatient services, concurrent review and discharge planning. We also have specialized programs available for reviewing high-cost radiology and mental health services.

Case Management
A group of dedicated RNs manage those patients who are most ill, monitoring services and arranging treatment that improves the overall patient care and reduces Plan cost. A significant differentiator is that we have removed artificial barriers between utilization management and case management by charging a PEPM fee covering both.

High Impact ®
We utilize a wide range of tools to identify those patients with the highest risk of future cost, based on disease, co-morbidity, non-compliance and gaps in care. Once identified, our Care Managers reach out to provide self-management education, improve compliance and coordinate care.

   

Our comprehensive medical management approach has been in place for the last 3 years and during that time has seen some phenomenal results:

   
We track "catastrophic" cases as those which exceed 50% of the Specific Stop Loss deductible.  Prior to introducing this comprehensive program we saw 18.4 "catastrophic" cases for each 1,000 covered individuals.  In 2004 we saw 7.7 cases per 1,000.
   
The results for those who enroll in the programs are even better.  Their cost for the year prior to entering the program averaged $13,704.  For the year or two since enrolling their costs have averaged $9,378, a 31.6% reduction.
   
For those same patients, emergency room visits dropped by 13%, hospital admissions dropped by 4% and hospital days dropped by 16%.
   
 
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